Here's our department's budget vs. actual for this quarter:

[Paste the data — line items, budgeted amounts, actual amounts]

Write a budget narrative for the finance review meeting:
1. **Executive summary** — Three sentences: where we are overall, the biggest variance, and one action being taken
2. **Favorable variances** — What came in under budget and why (use the context I'll provide for each)
3. **Unfavorable variances** — What exceeded budget, why, and what we're doing about it
4. **Forecast impact** — Based on Q[current] actuals, what does this suggest for the full-year forecast?
5. **Decisions needed** — Any budget reallocations or approvals needed from leadership

Use ONLY the data and context I provide. Do NOT invent explanations for variances — if I haven't explained a variance, flag it as "explanation needed" so I can fill it in.

Tone: Factual, confident, concise. Executives don't read budget narratives for pleasure. Respect their time.